How it works

How Lease Navigator Works

Drive with peace of mind knowing that you have flexibility built into your lease. Our “Substitution of Collateral” agreement allows you to switch cars mid-lease if your preferences change, or exercise the option to end your lease early without penalties.

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Step 01

Select & Explore

  • Select your own vehicle from a dealer or private seller, or we can help you select the vehicle that’s right for you. From Lamborghinis to Ferraris and Porsches, our team has designed leases for nearly every make and model of new and used luxury vehicle.
  • Explore your many lease options, from ways to conserve capital or have lower monthly payments, to decisions related to future investment value. Disclaimer: vehicles must have a minimum value in excess of $80,000.
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Step 02

Customize Your Lease

Work with your lease manager to build the lease-to-own program that fits your unique needs:

  • Your dream vehicle
  • Affordable terms
  • Flexibility to terminate the lease early
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Step 03

Benefit from our Specialized Services

Our team is here to assist you before your lease begins and after it matures. We can help you navigate the vehicle selection process, establish affordable lease terms, insure, register, title, and refinance, if necessary.

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Step 04

Enjoy Your Vehicle
and the Flexibility

  • Drive your vehicle with the confidence that your lease can change if your situation does.
  • Our flexible lease terms allow you to prepay, substitute, or trade in the vehicle any time before the lease maturity date.
  • Contact a lease manager in your area for details.
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Step 05

Choose Your Best Lease-end Option

  • Purchase: Pay the predetermined residual value (purchase option price) and own the vehicle.
  • Sell: Sell the car privately or to a dealer, pay the residual value, and keep the profit.
  • Trade-In: Trade the vehicle in to a dealer for a new lease.
  • Renew: Refinance the residual value at the end of the lease term by extending it for another one (1) to five (5) years.

Lease Navigator

With Lease Navigator, your dreams are in our capable hands

Start your lease to own journey now.